Topic
The Reserve Bank of India is the country's central bank. It sets the repo rate through its Monetary Policy Committee and regulates banks, NBFCs and payment systems.
267 storiesLatest 16 Oct 2026, 18:13 ISTOfficial website
Courts/
The Supreme Court dismissed appeals by YES Bank, RBI and the Centre, upholding a Bombay High Court ruling that set aside the 2020 write-down of YES Bank's Additional Tier 1 bonds.
Loans
RBI has sanctioned a scheme to amalgamate the Indian branches of Emirates NBD Bank P.J.S.C. with RBL Bank Limited, effective 1 December 2026.
Markets
The RBI's Monetary Policy Committee raised the repo rate by 25 bps to 5.50% on 7 October 2026 and moved its stance to calibrated tightening. We work through what it does to EMIs and deposits.
NRI
Returning NRIs can keep US dollars, pounds and dirhams onshore in an RFC account under RBI Master Direction 14/2015-16, with interest tax-free during the RNOR window and funds freely repatriable.
NRI
RBI Master Direction 11/2017-18 lets NRIs and OCIs buy Indian shares on a repatriation basis (Section 6.3) or non-repatriation basis (Section 6.4). Here is how fund flows, TDS and DTAA tax differ.
NRI
How NRIs hold foreign-currency life and general insurance under FEMA 1999 and RBI Master Direction 9/2015-16: premium sources, the proportionality payout rule, Indian tax, DTAA credit and repatriation.
Startups
American Express has built an authentication layer that locks a shopper's instructions into every agentic transaction, and it could reshape how Indian fintechs approach AI-driven payments.
Markets
SEBI's 7 September 2026 circular pushes the angel-fund accredited-investor deadline to 31 March 2027 for funds registered on or before 10 September 2025, with an interim cap of 200 non-accredited investors.
NRI
Under Schedule IV of India's Non-debt Instruments Rules, an NRI's non-repatriation investment is deemed domestic. Here is the FEMA basis, the India tax, the US treaty position and how repatriation still works.
NRI
A returning NRI can hold NRE and FCNR(B) balances in foreign currency through an RFC account under FEMA Section 6(4): interest stays tax-free while RNOR, and the balance is freely repatriable.
Enforcement
Oquilia's enforcement tracker recorded 12 official actions on digital lending between July and September. RBI's penalties fell mostly on lenders that took more from borrowers than they were entitled to; the apps that threaten borrowers were removed through takedown notices known only from press reports.
NRI
An NRI who bought barred property or held the wrong bank account can settle the FEMA breach by compounding with the RBI - the fee, 180-day timeline and tax that still applies.
Markets
The Monetary Policy Committee voted unanimously on 7 October 2026 to raise the repo rate by 25 bps to 5.50% and change its stance to calibrated tightening, effective immediately.
Markets
The RBI MPC held the repo rate at 5.25% on 5 August 2026 and kept a neutral stance, even as June 2026 CPI inflation rose to 4.4%, above the 4% target. Here is the verified picture ahead of the October review.
Markets
Employers filing salary TDS must track Form 138 (formerly 24Q): the Q2 statement for July-September 2026 is due 31 October 2026. Plus the RBI MPC verdict on the 5.25% repo rate, due 7 October 2026.
NRI
RBI lets a resident lend rupees to an NRI relative only if the loan is interest-free, runs at least one year and stays within the USD 250,000 LRS limit. Here is the FEMA, tax and repatriation position.
NRI
The RBI's Money Transfer Service Scheme caps each inward family remittance at USD 2,500. Here is how MTSS money is taxed in India, treated abroad, and why it can never reach an NRE account.
Courts
RBI can brand you a wilful defaulter only above Rs 25 lakh, after an Identification Committee, a 21-day show-cause notice and a Review Committee hearing within six months of NPA. Your defences, explained.
Markets
SEBI's 28 August 2026 circular extends the timeline for its new ETF base-price, price-band, pre-open call-auction and close-out norms. Here is what it means before the open.
Markets
NSE Clearing circular NCL/CMPT/71789 fixes the SLBS transaction holidays for 2026. With markets reopening on Monday 5 October and the RBI MPC meeting on 5-7 October, here is the week ahead.
Investing
At 11% CAGR over 8 years, a Sovereign Gold Bond held to maturity leaves about Rs 3 lakh more in hand than physical or digital gold on a Rs 10 lakh investment. Here is the post-tax math.
Markets
RBIs 1 October 2025 developmental measures let banks lend rupees to Bhutan, Nepal and Sri Lanka, open SRVA balances to corporate bonds, and rationalise ECB rules ahead of the 5-7 October 2026 MPC.
Enforcement
The RBI has extended its Section 35A directions on The Industrial Co-operative Bank Ltd., Guwahati to 4 January 2027, keeping business curbs in place to protect depositors.
Courts
The RBI Interest Rate on Advances Directions, 2016 bind every bank to a Board-approved pricing policy. Here is how borrowers contest an unjustified interest demand at the DRT under SARFAESI.
NRI
How the RBI's Master Circular lets NRIs repatriate up to USD 1 million a year, send USD 100,000 to students abroad, and move residential-property proceeds, plus the India and foreign tax that follows.
NRI
A resident can gift up to USD 250,000 a year to NRI family under the LRS. Here is what FEMA, the Income-tax Act and your relative's DTAA say about gifts sent abroad.
Courts
The RBI Integrated Ombudsman Scheme, 2021 lets borrowers escalate unfair recovery, wrongful defaults and mis-applied charges for free, with awards up to Rs 30 lakh. Here is the exact procedure.
NRI
How the RBI's USD 250,000 LRS window lets residents lend interest-free to NRI relatives and invest abroad, and how FEMA, DTAA rates and Indian tax treat every leg.
NRI
A complete guide to NRO account rules: permissible credits and debits, the USD 1 million per year remittance limit, Section 195 TDS, DTAA relief and the mandatory 15CA/15CB CA certificate.
Courts
RBI's Digital Lending Directions 2025, in force from 8 May 2025, give borrowers a cooling-off exit, recovery-agent disclosure and a 30-day route to the RBI Ombudsman. How to enforce each right.
Markets
SEBI's 30 September 2025 circular extends the retail algo-trading timeline set on 4 February 2025. Here are the verified levels, the framework, and the events active traders should track before the bell.
NRI
How NRIs in the US, UK or UAE repatriate Indian property sale proceeds: the RBI two-property and USD 1 million rules, 12.5% LTCG tax, Section 195 TDS and Form 15CA/15CB.
Enforcement
The Reserve Bank of India has imposed a Rupees 10 lakh penalty on Hero Fincorp for non-compliance with its Fair Practices Code directions, finding the NBFC collected excess interest from certain loan accounts.
NRI
How the Special Non-Resident Rupee (SNRR) account differs from an NRO account under FEMA, how business receipts are taxed in India under section 195, and how balances repatriate.
Courts
SARFAESI Section 14 lets a bank ask the District Magistrate to hand over a secured asset within 30 days, but only on a nine-point affidavit. Know the borrower defences and DRT timelines.
NRI
NRIs and OCIs can hold Indian listed shares on a repatriation or non-repatriation basis under RBI's Master Direction. How each route is taxed in India and abroad, and what you may repatriate.
Courts
The RBI's 8 June 2023 framework (RBI/2023-24/40) lets banks settle loans in cash with a sacrifice of dues. How it maps onto SARFAESI notices, DRT appeals and borrower defences.
Courts
RBI's 2024 Wilful Defaulter Directions set a Rs 25 lakh threshold, a 21-day show cause notice, a 15-day representation and a personal hearing. What those rights cover, and what they do not.
NRI
The RBI's January 2025 FAQ defines an NRI as a person resident outside India who is an Indian citizen. Here is how FEMA status, not the day-count test, decides your NRE, NRO and FCNR(B) eligibility.
Courts
RBI caps recovery-agent conduct: no calls before 8:00 a.m. or after 7:00 p.m., three documents at the door, and the lender answers for the agency. Plus the escalation ladder and the 2026 HC ruling.
NRI
Interest on NRE and FCNR(B) deposits is exempt from Indian tax, while NRO interest faces 30% TDS under Section 195 plus surcharge and 4% cess. Where a DTAA applies, the treaty rate can be lower.
NRI
When your FEMA residential status changes, resident accounts become NRO and NRE balances convert to RFC. Here is how the redesignation, TDS and USD 1 million repatriation actually work.
NRI
Rent, dividends, pension and interest are current income an NRI can repatriate freely, net of tax, over and above the USD 1 million cap. FEMA, DTAA and NRO rules explained.
Markets
RBI released the Draft Interest Rates on Loans and Advances Directions, 2026 (ref 2026-2027/877, 12 Aug 2026): one principles-based rulebook for fixed and floating loans across all lenders.
NRI
The RBI lets NRIs and PIOs remit up to USD one million per financial year from NRO balances, sale proceeds and inherited assets. Here is the FEMA route, the Indian tax, and the account mechanics.
Markets
RBI's MPC held the repo rate at 5.25% for a fourth straight review on 5 August 2026, keeping a neutral stance. What the frozen rate corridor signals for Nifty and Sensex sectors ahead of the 7 October 2026 review.
NRI
FCNR(B) deposits let NRIs hold one-to-five-year fixed deposits in foreign currency, tax-free in India under Section 10(15)(iv)(fa) and fully repatriable with no USD 1 million cap.
NRI
Who can open an NRO account under FEMA Section 2(w), how NRO interest is taxed at 30% TDS under Section 195, DTAA relief, and the USD 1 million per financial year repatriation cap.
Courts
RBI's 8 June 2023 framework lets banks and NBFCs settle even wilful defaulter and fraud accounts, subject to Board approval, a 12-month cooling period floor and any live criminal case.
Courts
Recovery agents cannot call you before 8 am or after 7 pm, and must carry a notice, authorisation letter and ID card. What RBI's 2008 and 2022 circulars give a harassed borrower.
Courts
RBI's Fair Practices Code makes disclosure the lender's duty: a sanction letter with the annualised rate, the full loan agreement, a published rate-gradation policy. What to demand, and when.
NRI
How NRIs and PIOs repatriate inherited Indian property sale proceeds: the USD 1 million NRO ceiling under FEMA, the 12.5% capital gains tax, Section 195 TDS and DTAA credit.
NRI
Resident Indians can remit USD 250,000 a year under the LRS; NRIs cannot. The FEMA basis, TCS of 2% or 20% from 1 April 2026, and the NRE, NRO and FCNR routes NRIs use instead.
NRI
FCNR(B) deposits let NRIs hold 1-to-5-year fixed deposits in USD, GBP or EUR, with interest exempt from Indian tax under Section 10(15)(iv)(fa) and full repatriation under FEMA 5(R).
Courts
Section 138 of the Negotiable Instruments Act 1881 turns a bounced cheque into a criminal offence only if three clocks are met: a 3-month presentation window, a 30-day demand notice and a 15-day grace period.
NRI
NRO account interest is fully taxable in India at up to 31.2% TDS, and balances repatriate only up to USD 1 million a financial year. The FEMA, DTAA and Form 15CA/15CB rules explained.
Markets
The 31 July and 31 August 2026 ITR due dates for AY 2026-27 have closed. The watch now turns to the 7 and 15 September deposit deadlines, the 5-7 October RBI MPC, and the 1961-to-2025 Act transition.
NRI
NRE accounts give NRIs tax-free interest under s.10(4)(ii) and full repatriation under FEMA 5(R). Here is the FEMA position, India and abroad tax treatment, and the exact repatriation mechanics.
Markets
The RBI's Third Amendment Directions of 25 August 2026 bring forward the end of the temporary rate-ceiling relaxation on NRE and FCNR(B) deposits from 30 September to 31 August 2026.
Markets
On 6 August 2025 the RBI MPC unanimously held the repo rate at 5.50% with a neutral stance and a 3.1% CPI forecast - the pause that framed the December 2025 cut to 5.25%.
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