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Bajaj Housing Finance Ltd
Brain Surgery at AIIMS, a Job Lost the Same Month, and a Blank Cheque Filled In for Rs 1.90 Crore
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Brain Surgery at AIIMS. Job Gone the Same Month. No Answer for Two Years. Then Bajaj Housing Finance Presented His Blank Cheque for ₹1.90 Crore.
A Delhi borrower had Gamma Knife brain surgery at AIIMS and lost his job the same month. He asked Bajaj Housing Finance for time, not a waiver. Two years on there is still no decision — but there is a bounced cheque for Rs 1.90 crore he never filled in.
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Oquilia Score combines IRDAI claims-settlement ratios, hospital network breadth, and clause-by-clause policy reading. Below is a preview — the full table covers 30+ insurers and 25+ banks.
| Insurer | Oquilia Score | Claims Difficulty | CSR | Network | |
|---|---|---|---|---|---|
| Star Health | 8.2 | Low | 94.4% | 14,000+ | View |
| Niva Bupa | 7.9 | Low | 92.1% | 10,000+ | View |
| HDFC ERGO | 7.8 | Low | 91.8% | 13,000+ | View |
| Care Health | 7.5 | Medium | 89.5% | 21,000+ | View |
- 8.2
Star Health
Claims: Low · CSR 94.4%
- 7.9
Niva Bupa
Claims: Low · CSR 92.1%
- 7.8
HDFC ERGO
Claims: Low · CSR 91.8%
- 7.5
Care Health
Claims: Medium · CSR 89.5%
Showing 4 of 30+ insurers
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