Financial Calculators
86+ calculators covering insurance, investments, tax, loans, retirement planning, corporate finance, NRI, and HNI wealth management. Real-time results. No sign-up.
Most Used
Top picks across all categoriesSIP Calculator
Project monthly mutual-fund SIP returns over any horizon.
Income Tax Calculator
Comprehensive tax under both regimes with Pro Mode.
Home Loan EMI Calculator
Monthly EMI, total interest, and amortisation chart.
FD Calculator
Fixed-deposit maturity across quarterly and yearly compounding.
PPF Calculator
15-year PPF maturity with interest compounding.
ELSS Calculator
Tax-saving mutual fund returns with 3-year lock-in.
New & Notable
Pro Mode tools, scoring engines, plannersFinancial Health Score
12-question score across savings, debt, and cover.
Will Maker
Generate a basic legal Will with asset distribution.
Estate Planning Calculator
Estate-distribution and succession planning.
Family Trust Calculator
Discretionary vs. specific trust tax outcomes.
FIRE Calculator
Years to financial independence at your savings rate.
Retirement Corpus Calculator
Inflation-adjusted corpus you need at retirement.
By Life Stage
Pick a moment, get the right toolkitJust starting work
Tax basics, salary breakdown, first SIP.
Buying a home
EMI, eligibility, stamp duty, prepayment.
Planning retirement
Corpus, FIRE, withdrawal, will.
All Calculators
148 of 148 calculators
SIP Calculator
Project monthly mutual-fund SIP returns over any horizon.
Income Tax Calculator
Comprehensive tax under both regimes with Pro Mode.
Home Loan EMI Calculator
Monthly EMI, total interest, and amortisation chart.
FD Calculator
Fixed-deposit maturity across quarterly and yearly compounding.
PPF Calculator
15-year PPF maturity with interest compounding.
ELSS Calculator
Tax-saving mutual fund returns with 3-year lock-in.
80C Tax Optimizer
Optimal mix of 80C investments for max tax saving.
Advance Tax Calculator
Quarterly advance-tax instalments for self-employed.
Agriculture Income Tax
Partial integration of agricultural income for slab calc.
AIF Returns Calculator
Cat I/II/III AIF post-tax returns.
Annuity vs SWP
Lifetime payout vs. systematic withdrawals.
Atal Pension Yojana
Government-backed pension with guaranteed payout.
Balance Transfer Calculator
Net savings from refinancing to a lower rate.
Breakeven Calculator
Units to sell to break even on fixed costs.
Burn Rate & Runway
Months of cash runway at current burn.
Business Loan Calculator
EMI and DSCR check for business borrowing.
CAGR Calculator
Compound annual growth rate between two values.
Capital Gains Calculator
STCG/LTCG on stocks, MFs, property, and bonds.
Car Insurance Calculator
IDV, NCB, and premium across plan types.
Car Loan EMI Calculator
EMI and total cost on a car loan.
Cash Conversion Cycle
DIO, DSO, DPO and total cycle.
Child Education Planner
Monthly SIP needed for higher-education corpus.
Coast FIRE Calculator
Stop investing once your invested capital coasts to FI.
Compound Interest Calculator
Power-of-compounding maths with custom frequency.
Credit Card Payoff
How long to clear credit-card debt at min payment.
Critical Illness Cover
Lump-sum cover required for major illnesses.
Crorepati Calculator
How much SIP do you need to reach Rs 1 crore.
DCF Valuation Calculator
Discounted cashflow intrinsic value of a company.
Debt Consolidation
Roll multiple loans into a single lower-rate EMI.
Debt to Equity
Leverage ratio across capital structure.
Dividend Yield Calculator
Yield on dividend-paying stocks.
DSCR Calculator
Debt service coverage ratio for lender check.
DTAA Benefit Calculator
Treaty relief between India and your home country.
Education Loan Calculator
EMI with moratorium and 80E interest deduction.
Emergency Fund Calculator
How many months of expenses to keep liquid.
EMI to Interest Rate
Reverse-calculate the interest rate from a known EMI.
Endowment vs Mutual Fund
Endowment policy IRR vs. term + MF combo.
EPF Calculator
Estimate your provident fund corpus at retirement.
Estate Planning Calculator
Estate-distribution and succession planning.
EV/EBITDA Calculator
Enterprise value multiple from EBITDA.
Family Trust Calculator
Discretionary vs. specific trust tax outcomes.
FCNR Deposit Calculator
Foreign-currency NRI deposits with no FX risk.
Financial Health Score
12-question score across savings, debt, and cover.
Financial Independence
Years to FI given expenses and savings rate.
FIRE Calculator
Years to financial independence at your savings rate.
Flat vs Reducing Rate
Effective cost of flat-rate vs reducing-balance loans.
Floater vs Individual
Which structure is cheaper for your family.
Foreign Tax Credit
Tax credit for taxes paid abroad on Indian income.
Gift Tax Calculator
Taxable portion of gifts received from non-relatives.
Goal Planner
Plan SIP/lumpsum needed for a target corpus.
Gold Calculator
Project gold investment growth across MCX rates.
Gold Loan Calculator
Loan-to-value, EMI, and total interest on gold loans.
Gratuity Calculator
Statutory gratuity payout at exit.
Group Health Insurance
Employer cover top-up gap analysis.
GST Calculator
GST inclusive/exclusive split across slabs.
Health Insurance Calculator
Recommended cover and premium estimate.
Home Loan Affordability
Max house price you can afford given your income.
HRA Calculator
Tax-exempt House Rent Allowance based on city.
Human Life Value
Income replacement cover by age and obligations.
IDCW vs Growth
Compare dividend payout vs. growth options in MFs.
Income from House Property
Net taxable income from let-out and self-occupied houses.
Inflation Calculator
Future value of money after inflation.
IRR Calculator
Internal rate of return of any cashflow series.
Joint Home Loan
Eligibility and tax benefits with a co-applicant.
KVP Calculator
Kisan Vikas Patra doubling-period maths.
Lean vs Fat FIRE
Compare lean and fat FIRE corpus targets.
Leave Encashment Tax
Exempt portion of leave encashment at retirement.
Life Cover Calculator
Income, debt, and goal-based life-cover need.
Loan Against Mutual Fund
Borrow against your mutual-fund holdings.
Loan Against Property
LAP eligibility, EMI, and effective rate.
Loan Eligibility Calculator
Maximum loan you qualify for at your income.
Loan Foreclosure
Net savings vs. foreclosure penalty.
Loan Moratorium Calculator
Cost of pausing EMIs during a moratorium.
LTCG on Equity
LTCG on equity above the Rs 1 lakh exemption.
Lumpsum Calculator
Project growth on a one-time investment.
Lumpsum Needed
How much you must invest today for a target corpus.
Mahila Samman SC
Women-only savings certificate with 7.5% return.
Marginal Relief Calculator
Surcharge marginal-relief at Rs 50L / 1Cr / 5Cr thresholds.
Maternity Benefit Calculator
Maternity-related claim limits and waiting periods.
Mutual Fund Returns Calculator
Compute absolute, annualised, and rolling returns.
New Regime Tax
Income tax under the new default regime.
NPS Calculator
Pension corpus, annuity payout, and tax break.
NPS Tax Benefit
Total tax saved across 80CCD(1), (1B), and (2).
NPV Calculator
Net present value of a project's cashflows.
NRE FD Calculator
Tax-free NRE fixed-deposit maturity.
NRI Home Loan
Home loan EMI and eligibility for NRIs.
NRI Rental Income Tax
Tax on Indian rental income for NRIs.
NRI Tax Calculator
Indian tax liability for non-resident income.
NRO to NRE Transfer
USD 1M annual transfer compliance and tax.
NSC Calculator
5-year National Savings Certificate maturity.
Old Regime Tax
Income tax under the old slab regime.
Old vs New Regime
Side-by-side comparison of both tax regimes.
OPD Coverage Calculator
Annual OPD spend vs. add-on cost.
Payback Period
Years to recover initial investment.
Pension Calculator
Government and corporate pension projections.
Perquisite Tax
Tax on car, ESOP, rent-free housing, and similar perks.
Personal Accident Insurance
Cover required for accidental death and disability.
Personal Loan EMI
EMI, total interest, and effective APR.
PMAY Subsidy Calculator
PM Awas Yojana interest subsidy on home loans.
PMVVY Calculator
PM Vaya Vandana Yojana monthly pension.
Portfolio Rebalancing
Trade list to restore your target asset allocation.
Post Office MIS
Monthly income from a post-office deposit scheme.
Power of Compounding
See why starting early triples your end corpus.
Prepayment Benefit
Interest saved when you prepay a chunk of principal.
Presumptive Tax
44AD/44ADA presumptive scheme for freelancers.
Professional Tax
State-wise PT slabs and monthly deduction.
RD Calculator
Recurring-deposit maturity with monthly contributions.
Real Estate ROI
Compute total return on a property over time.
Remittance Cost Calculator
Effective cost of cross-border remittance.
Rent Receipt Generator
PDF rent receipts for HRA claims with PAN compliance.
Rent vs Buy Calculator
Net wealth comparison: renting vs. owning a home.
Repatriation Calculator
Tax and forex implications of repatriating funds.
Retirement Corpus Calculator
Inflation-adjusted corpus you need at retirement.
Retirement Drawdown
Sustainable withdrawal rate post-retirement.
Revenue Growth Calculator
CAGR and YoY growth on revenue.
Reverse Mortgage Calculator
Monthly payout from reverse-mortgaging your home.
ROE Calculator
Return on equity from net income and book value.
ROIC Calculator
Return on invested capital.
Room Rent Impact
How room-rent caps reduce health-claim payouts.
Rule of 72
Quick estimate of doubling time at a given rate.
Salary Breakup Calculator
Split CTC into basic, HRA, allowances, and net pay.
SCSS Calculator
Senior Citizen Savings Scheme quarterly payouts.
Section 80D Calculator
Deduction on health insurance premiums you pay.
Section 80EE Calculator
Extra Rs 50K deduction on home-loan interest.
Senior Citizen FD
Premium-rate FD for senior citizens.
SGB Calculator
Sovereign Gold Bond returns with 2.5% coupon.
Simple Interest Calculator
Linear interest maths for short-term lending.
Stamp Duty Calculator
State-wise stamp duty + registration on property purchase.
Step-Up SIP Calculator
Model SIPs that grow with your annual salary increment.
STP Calculator
Systematic transfer between debt and equity funds.
Sukanya Samriddhi Yojana
Daughter education corpus with SSY tax benefits.
Super Top-Up Calculator
Aggregate-deductible top-up cover plan.
SWP Calculator
Plan systematic withdrawals from a corpus over time.
Tax Harvesting Calculator
Realise gains within the LTCG exemption to reset cost.
TCS Calculator
Tax Collected at Source on foreign tour, LRS remittance.
TDS Calculator
Tax Deducted at Source for salaries, FDs, and rent.
Term Insurance Calculator
Cover needed and approximate premium by age.
Top-Up Health Insurance
Per-claim deductible top-up health plan.
Travel Insurance Calculator
Premium by destination, duration, and age.
Two-Wheeler Insurance
Bike insurance IDV, NCB, and add-ons.
ULIP vs Mutual Fund
Net IRR after charges and tax across both.
Unit Economics
Contribution margin and CAC payback per unit.
WACC Calculator
Weighted average cost of capital from D, E, and Re.
Wealth Tax Calculator
Net-worth taxation across asset classes.
Wedding Planning Calculator
Corpus and SIP needed for a planned wedding budget.
Will Maker
Generate a basic legal Will with asset distribution.
Working Capital
Net working capital and cycle days.
XIRR Calculator
Annualised return on irregular cashflows.