Oquilia · Investigations desk
A loan app that will not let you go, a scheme promising fixed returns, insider trading, a bank or insurer that wronged you and others. Tell us. We read every tip, check every document, and never name a source without consent.
Tell us what happened in your own words. You can leave your name out; we need only an email address to ask follow-up questions.
Prefer email? Write to editor@oquilia.com.
Report it officially too
A tip to a newsroom is not a complaint. These are the authorities that can act on one; all of them are free.
Insider trading, front-running or price rigging
SEBI, Office of Informant Protection
File a Voluntary Information Disclosure form, online or on paper, as set out on SEBI's website (Chapter IIIA of SEBI's insider trading regulations). SEBI keeps the informant's identity confidential and can pay a reward when the information leads to money being recovered. Complaints against a listed company, broker or adviser go to SCORES.
scores.sebi.gov.inA scheme taking deposits or promising fixed returns
RBI's Sachet portal, and your state police's Economic Offences Wing
Sachet routes the complaint to the regulator or state authority responsible for that kind of scheme.
sachet.rbi.org.inA bank, NBFC or loan app: charges, mis-selling, misconduct
RBI Integrated Ombudsman (CMS)
Complain to the lender's grievance officer first. If it does not reply within 30 days, or you are not satisfied, file at CMS. It costs nothing.
cms.rbi.org.inMoney lost online, threats, morphed photos, messages to your contacts
National Cyber Crime helpline 1930 and portal
Call 1930 at once if money has left your account: the first hours decide whether it can be frozen. Keep every message and call log.
cybercrime.gov.inAn insurer or insurance agent
IRDAI's Bima Bharosa
Complain to the insurer first; escalate on Bima Bharosa if it does not resolve the complaint.
bimabharosa.irdai.gov.inA company's accounts, funds or filings
Ministry of Corporate Affairs (Registrar of Companies)
Complaints against a company go to the Registrar of Companies through the MCA portal; the most serious frauds are investigated by the Serious Fraud Investigation Office on the government's order.
www.mca.gov.inCorruption in a public-sector bank or government body
Central Vigilance Commission
The CVC takes complaints, including whistleblower complaints under its PIDPI procedure, in which the complainant's identity is kept secret.
cvc.gov.inNo, not without your written consent. We do not publish a source's name, employer or city, and we never tell the company we are reporting on who gave us the information.
No. We are a news organisation, not a regulator, police force, court or recovery agency. Our reporting can bring a pattern to light and to the regulators' attention, but to recover money or stop harassment, use the official channels on this page.
To SEBI. Its Office of Informant Protection accepts a Voluntary Information Disclosure form, online or on paper, under Chapter IIIA of the insider trading regulations, keeps the informant's identity confidential, and can pay a reward when the information leads to money being recovered. You can also tell our desk, and we will look at whether there is a story.
On RBI's Sachet portal (sachet.rbi.org.in), which passes it to the authority responsible, and to your state police's Economic Offences Wing. Tell us too: schemes like these usually have many victims.
After you send a tip, we email you. Reply to that email with your documents, or write to editor@oquilia.com. Remove passwords, OTPs and full account numbers first.
No. We never pay for information and never charge anyone for anything to do with a tip.
