Topic
The Employees' Provident Fund Organisation runs the provident fund (EPF), pension (EPS) and insurance (EDLI) schemes for salaried workers.
25 storiesLatest 13 Oct 2026, 23:19 ISTOfficial website
Retirement/
Your NPS PRAN never changes when you switch jobs, sectors or cities. We compare it with employer-tied EPF and gratuity, the 2025 exit rules and Section 10(12A) tax.
Retirement
Under the Senior Citizens' Welfare Fund Act 2015, unclaimed PPF, EPF and post-office balances left inoperative for seven years are swept to the SCWF. How to keep retirement savings reachable.
Tax
Section 80C gives old-regime taxpayers up to Rs 1,50,000 in deductions across EPF, PPF, ELSS and more. Here is what counts, how Section 80CCE caps it, and a worked Rs 46,800 saving.
Retirement
How the NPS Corporate model exit works for salaried employees: the 40/60 annuity-lump-sum split at 60, 80/20 on premature exit, and why the 25% partial-withdrawal cap applies only to your own contributions.
Enforcement
The Delhi High Court on 8 October 2024 declined to quash the CBI chargesheet against an EPFO officer in the Kandivali provident-fund case, holding there was enough material to proceed to trial.
Enforcement
The CBI has registered an FIR naming Reliance Capital and its former chairman Anil Ambani over an alleged Rs 1,816.22 crore loss to the EPFO on debentures the retirement body bought in 2013-14.
Enforcement
The Delhi High Court has directed the EPFO to release Rs 86 lakh in provident-fund dues to a member the court treated as a victim of a forged withdrawal claim, while a CBI chargesheet awaits trial.
Enforcement
The Delhi High Court has refused to quash the CBI chargesheet against three EPFO officials accused of settling 91 bogus provident-fund claims worth Rs 2.71 crore; trial is pending.
Enforcement
A Special CBI Court in Bengaluru convicted an EPFO assistant on 19 June 2026 under the Prevention of Corruption Act for taking UPI bribes to settle PF claims, and jailed him for three years.
Enforcement
A Special Judge in Delhi convicted seven accused on 6 June 2026 over 175 bogus EPFO pension claims worth Rs 87.17 lakh; three co-accused died during the 22-year-old trial.
Tax
Section 80C gives old-regime taxpayers a Rs 1,50,000 deduction for FY 2025-26. Here is how to build it with PPF, ELSS, EPF, insurance and tuition fees -- plus the mistakes CPC flags.
Retirement
EPF Form 31 lets you draw partial, non-refundable advances under Para 68 of the 1952 Scheme. Approved purposes, service-year gates, 8.25% compounding cost and the Section 192A tax rules explained.
Retirement
The Supreme Court's 4 November 2022 ruling lets EPS-95 members draw pension on actual salary, not the Rs 15,000 ceiling. A worked drawdown showing exactly who gains and who loses.
Retirement
EPS-95 pays Pensionable Salary x Pensionable Service / 70. We unpack the 60-month average, the 2-year service bonus, the Rs 7,500 cap and how it stacks against NPS drawdown.
Retirement
Where the EPS-95 higher-pension option stands after the Supreme Court's November 2022 ruling — joint-option window closure, EPFO processing backlog, the actual-salary pension formula and a worked drawdown.
Retirement
EPF Form 31 covers medical, housing, marriage, education and pre-retirement advances. Each category has its own service-tenure gate, ceiling and tax treatment under Section 192A.
Retirement
How the UAN, Form 13, and the Composite Claim Form decide whether your EPF compounds at 8.25 per cent or leaks to Section 192A TDS — with worked drawdown maths.
Markets
May 2026 EPF and ESIC contributions fall due 15-Jun-2026. Delay attracts 12% Section 7Q interest, 5-25% Section 14B damages, and a Section 36(1)(va) employer disallowance.
Retirement
The Supreme Court's 4 November 2022 EPS-95 judgment let pre-Sep-2014 EPF members claim pension on actual salary instead of the Rs 15,000 cap. Here is the eligibility, the maths, and the trade-offs.
Retirement
Withdrawing EPF before five years of continuous service triggers tax on four buckets and TDS under Section 192A; cross the five-year mark and the entire balance is exempt under Section 10(12).
Markets
PF and ESI contributions for April 2026 wages fall due 15 May 2026. Miss the date and damages run 5-25% plus 12% interest, while ITR deductions vanish under Section 43B.
Retirement
Quit your job? Para 69(2) of the EPF Scheme 1952 makes you wait two months before claiming the full balance, and Section 192A may carve out 10% TDS if you withdraw before five years.
Retirement
How EPS-95 pension is calculated, why the Supreme Court's Sunil Kumar judgment reopened the higher-pension window, and a 25-year drawdown comparing default and higher pension options.
Regulation
The EPFO board is set to announce the provident fund interest rate for FY 2026-27 amid surplus corpus earnings. We analyse whether the rate will hold at 8.25% or inch higher.
RBI
The Employees' Provident Fund Organisation has fixed the interest rate on EPF deposits at 8.25% for FY26, up from 8.15% in FY25, benefiting 7 crore subscribers.
