Legal
Legal & Policies
Oquilia is committed to transparency. Below are all legal and policy documents governing the Platform. We aim to write these in plain language so you understand exactly how we operate, what data we collect, how we earn revenue, and how to reach us if something is wrong.
Privacy Policy
How we collect, use, and protect your personal information when you use the Platform.
Terms of Service
The terms and conditions that govern your use of Oquilia, including disclaimers and limitations.
Financial Disclaimer
Why Oquilia's content is educational only and why you should consult a licensed financial advisor.
Cookie Policy
What cookies we use, which require your consent, and how to manage or disable them.
Security Policy
HTTPS enforcement, data encryption at rest, what we never store, and how to report a vulnerability.
Intellectual Property Policy
Ownership of our calculator logic, Oquilia Score, Policy DNA engine, and attribution for third-party data.
Grievance Redressal Policy
How to file a complaint, our 15-day resolution commitment, and escalation to IRDAI Bima Bharosa.
Editorial Independence
Zero affiliate commissions and no third-party display advertising. Editorial content is fully independent.
Editorial Policy
How we source, verify, byline and correct our journalism and calculators — primary records first, findings kept separate from analysis.
Corrections
How we handle errors, and the public log of corrections we have made. We do not silently edit mistakes away.
Questions about our policies?
If you cannot find an answer in our policy documents, or if you have a concern about our practices, please reach out. We aim to respond to all policy enquiries within 2 business days.