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The Foreign Exchange Management Act, 1999 governs foreign exchange, NRI accounts and cross-border payments.

72 storiesLatest 15 Oct 2026, 19:35 IST

  1. NRI

    NRIs Investing in Indian Shares: How Repatriation-Basis and Non-Repatriation-Basis Equity Investment Differ Under FEMA

    RBI Master Direction 11/2017-18 lets NRIs and OCIs buy Indian shares on a repatriation basis (Section 6.3) or non-repatriation basis (Section 6.4). Here is how fund flows, TDS and DTAA tax differ.

  2. NRI

    Foreign-Currency Life and General Insurance for NRIs: How Premiums, Claims and Repatriation Work Under FEMA

    How NRIs hold foreign-currency life and general insurance under FEMA 1999 and RBI Master Direction 9/2015-16: premium sources, the proportionality payout rule, Indian tax, DTAA credit and repatriation.

  3. NRI

    Why NRI Investment on a Non-Repatriation Basis Counts as Domestic, Not Foreign, Investment

    Under Schedule IV of India's Non-debt Instruments Rules, an NRI's non-repatriation investment is deemed domestic. Here is the FEMA basis, the India tax, the US treaty position and how repatriation still works.

  4. NRI

    How NRIs Can Regularise a FEMA Slip-Up on Property or Bank Accounts Through Compounding

    An NRI who bought barred property or held the wrong bank account can settle the FEMA breach by compounding with the RBI - the fee, 180-day timeline and tax that still applies.

  5. NRI

    How a Resident Indian Can Give an Interest-Free Loan to an NRI Relative Under FEMA

    RBI lets a resident lend rupees to an NRI relative only if the loan is interest-free, runs at least one year and stays within the USD 250,000 LRS limit. Here is the FEMA, tax and repatriation position.

  6. NRI

    Gifting Money to NRI Family: FEMA Limits on Resident Gifts and Donations Sent Abroad

    A resident can gift up to USD 250,000 a year to NRI family under the LRS. Here is what FEMA, the Income-tax Act and your relative's DTAA say about gifts sent abroad.

  7. NRI

    Loans to NRI Relatives and Overseas Investing: The LRS Capital-Account Rules Explained

    How the RBI's USD 250,000 LRS window lets residents lend interest-free to NRI relatives and invest abroad, and how FEMA, DTAA rates and Indian tax treat every leg.

  8. NRI

    SNRR vs NRO: The Special Non-Resident Rupee Account for Doing Business With India

    How the Special Non-Resident Rupee (SNRR) account differs from an NRO account under FEMA, how business receipts are taxed in India under section 195, and how balances repatriate.

  9. NRI

    NRI, PIO or OCI? How FEMA Defines Your Status Before You Can Open an Indian Account

    The RBI's January 2025 FAQ defines an NRI as a person resident outside India who is an Indian citizen. Here is how FEMA status, not the day-count test, decides your NRE, NRO and FCNR(B) eligibility.

  10. NRI

    Repatriating Money From India: The USD 1 Million a Year FEMA Route for NRIs and PIOs

    The RBI lets NRIs and PIOs remit up to USD one million per financial year from NRO balances, sale proceeds and inherited assets. Here is the FEMA route, the Indian tax, and the account mechanics.

  11. NRI

    Repatriating Inherited Property and Asset Sale Proceeds: The USD 1 Million NRO Route for NRIs

    How NRIs and PIOs repatriate inherited Indian property sale proceeds: the USD 1 million NRO ceiling under FEMA, the 12.5% capital gains tax, Section 195 TDS and DTAA credit.

  12. NRI

    Liberalised Remittance Scheme USD 250,000: Why NRIs Cannot Use LRS While Resident Individuals Can

    Resident Indians can remit USD 250,000 a year under the LRS; NRIs cannot. The FEMA basis, TCS of 2% or 20% from 1 April 2026, and the NRE, NRO and FCNR routes NRIs use instead.

  13. NRI

    NRE Accounts Explained: Full Repatriation and Tax-Free Interest for NRIs Under FEMA

    NRE accounts give NRIs tax-free interest under s.10(4)(ii) and full repatriation under FEMA 5(R). Here is the FEMA position, India and abroad tax treatment, and the exact repatriation mechanics.

  14. NRI

    NRI vs PIO vs OCI: What Each Status Really Means for Passport, Citizenship and Rights

    NRI, PIO and OCI are three legally distinct statuses under Indian law. We map how each affects your passport, voting rights, FEMA position, DTAA taxation and NRO repatriation limits.

  15. NRI

    What an OCI Card Actually Gives You: NRI Parity, Lifelong Visa and the Hard Limits

    An OCI card is a life-long visa and NRI parity - not citizenship or a tax status. How OCI cardholders are taxed in India, abroad, and the FEMA repatriation and agricultural-land limits.

  16. NRI

    OCI Card 2026: Who Qualifies, the Spouse Two-Year Rule, Fees and the Pakistan/Bangladesh Bar

    OCI card 2026 eligibility, the registered-marriage two-year spouse rule, the US$275 / Rs 15,000 fees, the Pakistan-Bangladesh ancestry bar, and how OCI status affects NRI tax and repatriation.

  17. NRI

    LRS Explained: How Resident Indians Can Remit USD 250,000 a Year Under RBI's Scheme

    The Liberalised Remittance Scheme lets resident Indians send USD 250,000 abroad each year, but NRIs cannot use it. Here is the FEMA, TCS and repatriation map, end to end.

  18. NRI

    OCI Cardholder Status Explained: A Lifelong Visa for NRIs and People of Indian Origin, Not Indian Citizenship

    The OCI card is a lifelong visa under the Citizenship Act 1955, not Indian citizenship. How OCI status interacts with FEMA, DTAA rates, Indian TDS and NRO/NRE repatriation.

  19. NRI

    NRE vs NRO vs FCNR: Which Non-Resident Bank Account an NRI Should Open Under FEMA

    NRE, NRO and FCNR(B) accounts are taxed under different Income-tax Act sections and carry different FEMA repatriation limits. A verified guide to which account an NRI should open and why.

  20. NRI

    How NRIs Repatriate Up to USD 1 Million a Year From an NRO Account Under FEMA

    NRIs and PIOs may remit up to USD 1 million per financial year from an NRO account under FEMA 2016 - how the limit works, the Indian tax to clear first, DTAA relief and the exact repatriation paperwork.

  21. NRI

    Repatriating Money from India: The USD 1 Million NRO Limit Under FEMA Remittance of Assets Rules

    NRIs may remit up to USD 1 million per financial year from NRO balances, asset sales and inheritances under RBI's FEMA Remittance of Assets rules - after Indian tax and Forms 15CA and 15CB.

  22. NRI

    Property in India for NRIs and OCIs: What FEMA Allows You to Buy, Sell and Repatriate

    How FEMA 1999 and RBI Master Direction 12/2015-16 govern what NRIs and OCIs can buy, the Section 195 TDS on sale, DTAA capital-gains rights at 12.5%, and NRO/NRE repatriation limits.

  23. NRI

    LRS at USD 250,000: Why the Liberalised Remittance Scheme Is for Residents, Not NRIs

    The USD 2,50,000 Liberalised Remittance Scheme window is for residents only. NRIs repatriate via the NRO USD 1 million route under FEMA 13(R) - here is how the rules, tax and DTAA credits actually work.

  24. NRI

    NRE vs NRO vs FCNR(B): How FEMA Rules Govern NRI Bank Accounts and Repatriation

    NRE, NRO and FCNR(B) accounts are governed by FEMA 1999 and RBI Master Direction 14/2015-16. Compare tax, TDS and the USD 1 million NRO repatriation limit for NRIs.

  25. Enforcement

    ED froze then released WazirX's Rs 64.67 crore in loan-app probe

    The Enforcement Directorate froze Rs 64.67 crore held with WazirX in a 2022 money-laundering probe into loan apps, then released it weeks later. No adverse final finding is on record.

  26. Enforcement

    Vanuatu revokes Lalit Modi's passport as India FEMA proceedings continue

    Vanuatu's PM ordered Lalit Modi's passport revoked on 10 March 2025; the Ministry of External Affairs confirmed his bid to surrender his Indian passport as ED FEMA proceedings continue.

  27. NRI

    OCI Cardholder Rights: What the Lifelong Visa Lets You Do in India, and the Limits That Remain

    An OCI card gives NRI-parity, a lifelong visa and FRRO exemption for USD 275, but not agricultural property or citizenship. How OCI cardholders are taxed and repatriate.

  28. NRI

    Liberalised Remittance Scheme Explained: The USD 250,000 Annual Limit and What It Actually Covers

    The RBI Liberalised Remittance Scheme lets resident individuals remit up to USD 2,50,000 a year. What the limit covers, the TCS and DTAA tax treatment, and why NRIs cannot use it.

  29. NRI

    The USD 1 Million Scheme: How NRIs Repatriate NRO Balances and Inherited Assets Under FEMA

    How NRIs and PIOs repatriate up to USD 1 million a year from NRO balances, asset sales and inherited property under FEMA - the DTAA tax position, TDS, and the Form 15CA/15CB and account mechanics.

  30. NRI

    NRE vs NRO vs FCNR(B): How FEMA Rules Govern Where NRIs Hold and Repatriate Money in India

    NRE, NRO and FCNR(B) accounts under FEMA 1999: which one is tax-free, how Section 195 TDS and DTAA rates work, and the USD 1 million per year NRO repatriation cap explained.

  31. NRI

    OCI Card Explained: Lifelong Visa, NRI-Parity Benefits and the Restrictions You Cannot Ignore

    An OCI card is a lifelong visa granting NRI parity for banking, investment and property, but it withholds voting, constitutional posts and farmland. Here is the full FEMA, tax and repatriation position.

  32. NRI

    The USD 1 Million Per Year Rule: How NRIs Repatriate NRO Balances, Sale Proceeds and Inherited Assets

    How the FEMA USD 1 million per financial year ceiling lets NRIs repatriate NRO balances, property sale proceeds and inherited assets, with the Indian tax, TDS and Form 15CA/15CB mechanics.

  33. NRI

    NRIs and OCIs Cannot Buy Agricultural Land, Farmhouses or Plantation Property in India: The FEMA Rule

    Under RBI Master Direction 12/2015-16, NRIs and OCIs cannot buy agricultural land, farmhouses or plantation property in India - only inherit it. FEMA rules, tax and repatriation explained.

  34. NRI

    Salary and Family Support Abroad: FEMA Rules on Remitting Income Out of India for Expats and NRI Relatives

    How FEMA lets a deputed foreign national remit net Indian salary and a resident support NRI relatives abroad - LRS limits, Section 195 TDS, DTAA ceilings and NRE/NRO repatriation explained.

  35. NRI

    NRI and OCI Stock Investing: Repatriable PIS Route vs Non-Repatriable Domestic Route Under FEMA

    How NRIs and OCIs invest in listed Indian shares under FEMA: Schedule III PIS on a repatriation basis with 5% and 10% caps versus Schedule IV domestic non-repatriable holdings, plus tax and repatriation rules.

  36. NRI

    Why the USD 250,000 LRS Is Not for NRIs: Residents Remittance Limit vs the NRI Repatriation Route

    The USD 250,000 Liberalised Remittance Scheme limit is for residents only. NRIs repatriate under the separate USD 1 million Remittance of Assets route from an NRO account. Here is the full FEMA, tax and DTAA position.

  37. NRI

    Buying and Selling Property in India as an NRI or OCI: What FEMA Permits Without RBI Approval

    An NRI or OCI can buy any Indian property except farmland without RBI approval. Here is the FEMA general permission, the 12.5% capital-gains tax, DTAA credit, and the two-property repatriation rule.

  38. NRI

    The USD 1 Million Route: How NRIs Repatriate NRO Balances and Sale Proceeds Under FEMA Remittance of Assets

    NRIs can remit up to USD 1,000,000 a year from NRO balances, sale proceeds and inherited assets under RBI's FEMA Remittance of Assets rules. Here is how the cap, Section 195 TDS and DTAA relief fit together.

  39. NRI

    NRE vs NRO vs FCNR(B): How FEMA Deposit Rules Decide Repatriation and Taxability for NRIs

    The choice between an NRE, NRO or FCNR(B) account is really a choice under FEMA 5(R)/2016-RB. Here is how each account decides repatriation limits, TDS exposure and interest exemption for NRIs.

  40. NRI

    Can an NRI or OCI buy property in India? The FEMA rules on what you can purchase and how you must pay

    NRIs and OCIs can buy residential and commercial property in India without RBI approval, but not agricultural land, and payment must move through Indian banking channels or NRE/NRO/FCNR accounts.

  41. NRI

    The one-million-dollar rule: how NRIs repatriate NRO balances and asset sale proceeds abroad under FEMA

    NRIs and PIOs may remit up to USD 1 million per financial year from NRO balances and asset sale proceeds under FEMA 13(R)/2016-RB. Here is the tax, TDS and paperwork drill.

  42. NRI

    What an OCI Card Actually Gives You: NRI-Parity Rights, the Agricultural-Land Bar and Section 7B Limits

    An OCI card grants NRI-parity in finance and property under Section 7B of the Citizenship Act 1955 but bars agricultural land, voting and public office. Here is the full tax and repatriation picture.

  43. NRI

    The USD 250,000 LRS Window: What Resident Individuals (and Returning NRIs) Can Remit Abroad Each Year

    How the Liberalised Remittance Scheme lets a resident remit USD 2,50,000 a year, why NRIs are excluded, and what changes for a returning NRI under FEMA, the Income-tax Act, and India's DTAAs.

  44. NRI

    Lending to an NRI Relative: The FEMA Conditions on Interest-Free Rupee Loans Within the LRS Limit

    A resident can lend rupees to an NRI relative only if the loan is interest-free, runs at least one year, stays within the USD 250,000 LRS cap and lands in an NRO account.

  45. NRI

    What Property NRIs and OCIs Can Buy in India: The FEMA Rule Barring Agricultural Land, Plantations and Farmhouses

    NRIs and OCIs may buy any Indian property except agricultural land, plantations and farmhouses under RBI Master Direction 12/2015-16. Here is the FEMA, tax and repatriation position.

  46. NRI

    The LRS USD 250,000 Window: What Resident Individuals Can Remit Abroad Each Year and How It Interacts With NRI Status

    Resident individuals may remit up to USD 250,000 a year abroad under the RBI's Liberalised Remittance Scheme. Here is how the FEMA window works, its tax treatment, and why it closes the day you become an NRI.

  47. NRI

    NRO Accounts and the USD 1 Million Cap: How NRIs Repatriate Rupee Income and Sale Proceeds Under FEMA

    How NRIs repatriate NRO balances and sale proceeds under the RBI's USD 1 million per financial year cap: FEMA rules, India tax, the India-US DTAA, and the Form 15CA/15CB mechanics.

  48. NRI

    NRE Accounts Explained: Why Your Interest Is Income-Tax Exempt and Your Funds Fully Repatriable Under FEMA

    NRE account interest is exempt under Section 10(4)(ii) and the balance is fully repatriable under FEMA. We explain the RBI rules, India and foreign tax, and how the NRO USD 1 million cap differs.

  49. NRI

    Why NRIs Cannot Use the Liberalised Remittance Scheme — and What the USD 250,000 LRS Limit Actually Covers

    NRIs are barred from the USD 250,000 LRS window — it is for residents only. Here is what LRS covers, why FEMA excludes non-residents, and the USD 1 million NRO route NRIs use instead.

  50. NRI

    Inherited Property or Legacy in India? The FEMA Route for NRIs to Remit Inherited Assets Overseas

    NRIs can remit up to USD 1 million per financial year from inherited Indian assets under RBI rules. Here is the FEMA route, the 12.5% capital-gains tax on sale, DTAA foreign-tax-credit mechanics, and the NRO repatriation paperwork.

  51. NRI

    The USD 1 Million Scheme Explained: How NRIs Remit Sale Proceeds and NRO Balances Abroad Under FEMA

    NRIs and PIOs may remit up to USD 1 million per financial year from NRO balances and asset sale proceeds under FEMA's Remittance of Assets Regulations 2016. Here is how the cap, TDS and DTAA interact.

  52. NRI

    Selling Your Indian Flat as an NRI: The Two-Property Repatriation Cap and Permitted Payment Channels

    An NRI can repatriate the sale proceeds of only two residential properties. Here is how FEMA, Section 195 TDS at 12.5%, and Forms 15CA/15CB decide what leaves India.

  53. NRI

    What an NRI or OCI Can and Cannot Buy: FEMA Rules on Acquiring Immovable Property in India

    An NRI or OCI may buy any Indian property except agricultural land, plantation or a farm house. Here is the FEMA, capital-gains, DTAA and repatriation rulebook for 2026.

  54. NRI

    Coming Home for Good: Converting NRE and FCNR Balances to an RFC Account When You Become a Resident Again

    Returning to India for good? RBI rules let you move NRE and FCNR(B) balances into a Resident Foreign Currency account, with RNOR-era tax exemption on the interest. Here is how it works.

  55. NRI

    Joint Holdings, Power of Attorney and Deposit Tenures: The RBI Rules Every NRI Account Holder Should Know

    RBI rules on who can co-hold an NRE account, how a Power of Attorney may operate it, and the 1-to-5-year deposit tenure bands - read against FEMA, the Income-tax Act and India's tax treaties.

  56. NRI

    NRE vs NRO vs FCNR(B): How the RBI's FEMA Master Direction Defines Each NRI Account and Its Repatriation Rights

    NRE, NRO and FCNR(B) accounts differ on currency, tax and repatriation. We map each to the RBI's FEMA Master Direction, the USD 1 million NRO cap and DTAA rates for FY 2025-26.

  57. NRI

    Citizenship Act Section 9: Why Acquiring Foreign Passport Ends Indian Citizenship Automatically

    Section 9 of the Citizenship Act 1955 ends Indian citizenship automatically when you take a foreign passport. Here is how it rewrites your FEMA status, India tax, DTAA credit and repatriation rights.

  58. NRI

    FEMA Notification 5(R) NRO vs NRE vs FCNR: Choosing The Right Deposit For An NRI

    How FEMA Notification 5(R) governs NRO, NRE and FCNR(B) accounts for NRIs: which interest is tax-free in India, how DTAA caps NRO TDS, and the USD 1 million repatriation limit.

  59. NRI

    FEMA Liberalised Remittance Scheme: USD 250K Per FY With TCS Rules For Overseas Transfers

    LRS lets resident individuals remit USD 250,000 per financial year under FEMA Section 6, with 5% or 20% TCS above Rs 7 lakh. Here is how it differs from the NRI repatriation route and what each costs.

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