InvestmentFinancial Glossary
Corpus
Definition
The total accumulated sum of money built up through regular investments and compounding returns over time. In the context of retirement planning, your corpus is the total amount available on the day you retire. In mutual funds, it refers to your total portfolio value.
Why It Matters
Your retirement corpus must sustain you for 25-30 years without employment income. A common mistake is underestimating the required corpus by ignoring inflation. Rs 1 crore today will have the purchasing power of roughly Rs 31 lakh in 20 years at 6% inflation.