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Reviewed byRohan Desai, CFA·26 April 2026
Delhi NCR · Metro City

Financial Calculators for Delhi

41 financial calculators with real Delhi data — average salary Rs 10.5 lakh/year, 50% HRA exemption (metro), zero professional tax (Delhi NCR levies no PT), and 6% stamp duty. All calculations use Delhi-specific inputs.

Avg Annual Salary

Rs 10.5L

HRA Exemption Rate

50%

Professional Tax

Nil

Stamp Duty

6% + 1%

Suggested SIP

Rs 18,000/mo

EMI (Rs 50L, 20yr)

Rs 43,391/mo

Delhi Exclusive Financial Insight

Delhi is a professional-tax-free Union Territory — residents pay Rs 0 in professional tax, a saving of up to Rs 2,500/year vs Mumbai or Bengaluru. Delhi NCR accounts for approximately 20% of India's total income tax collection despite having 5% of the population.

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PPF Calculator

Risk-free wealth for any city

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Fixed Deposit Calculator

undefined — rates by city

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NPS Calculator

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Delhi Financial Snapshot — 2025

South Delhi premium zones (Vasant Vihar, Golf Links) held above Rs 35,000/sqft in FY2025. Dwarka Expressway corridor saw 20%+ appreciation post-completion. Rohini and Dwarka remain affordable at Rs 8,000–12,000/sqft.

Delhi's government employees drive PPF and NPS adoption — the city leads India in small savings scheme investments, with Dwarka and Rohini seeing rapid real estate appreciation.

Property (avg)

Rs 12,000/sqft

2BHK Rent (avg)

Rs 28,000/mo

Home Loan Rate

8.5% p.a.

FD Rate (major banks)

7% p.a.

Data sourced from RBI, AMFI, NHB, state government gazettes, and industry reports. Salary averages are indicative for FY 2025-26. Property prices are market estimates. Professional tax per Delhi NCR state law. HRA classification per Income Tax Act, Section 10(13A).

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