HDFC Bank
HDFC MoneyBack+ Credit Card
CashbackRewards
Best for: Entry-level rewards card
₹500
Annual Fee
Spend ₹50,000/year
0.67%
Effective Reward
Visa
No
Lounge Access
Not included
3.5%
Forex Markup
On intl. spends
Reward Rate
Effective Return0.67%
2 CashPoints per ₹150 on offline; 4 CashPoints online; 10X on SmartBuy
Key Benefits
10X CashPoints via HDFC SmartBuy portal
4X CashPoints on EMI transactions
Fuel surcharge waiver
1 CashPoint = ₹0.25 on statement credit
Welcome Bonus
500 CashPoints on first transaction
Card details verified 2026-04 from HDFC Bank official website. Fees and benefits may change. Always confirm before applying.
Fees & Charges
At a Glance
Lounge Access
Not included
Fuel Surcharge
Waived at all pumps
Forex Markup
3.5% on intl. spends
Min. Income
₹3L/year
Last Verified
2026-04