HDFC Bank
HDFC Diners Club Black Metal Edition
PremiumTravelRewards
Best for: Frequent flyers & premium lifestyle
₹10,000
Annual Fee
No waiver
3.33%
Effective Reward
Mastercard
Yes
Lounge Access
Unlimited domestic + international (primary + add-on)
2%
Forex Markup
On intl. spends
Welcome Bonus
Memberships: Club Marriott, Amazon Prime, Times Prime, MMT BLACK Elite
Reward Rate
Effective Return3.33%
5 Reward Points per ₹150; 10X on SmartBuy; 1 RP = 1 Air Mile
Key Benefits
Unlimited domestic & international airport lounge access
1 Reward Point = 1 Air Mile (IndiGo, Vistara, Air India)
10X rewards on HDFC SmartBuy platform
6 complimentary golf games/quarter
Low 2% forex markup fee
Monthly ₹500 voucher on ₹80,000 spend
Card details verified 2026-04 from HDFC Bank official website. Fees and benefits may change. Always confirm before applying.
Fees & Charges
At a Glance
Lounge Access
Unlimited domestic + international (primary + add-on)
Fuel Surcharge
Not waived
Forex Markup
2% on intl. spends
Min. Income
₹18L/year
Last Verified
2026-04