HDFC Bank
HDFC Millennia Credit Card
CashbackShoppingDining
Best for: Online shopping & everyday cashback
₹1,000
Annual Fee
Spend ₹1 lakh/year
5%
Effective Reward
Visa
Yes
Lounge Access
8 domestic lounge visits/year
3.5%
Forex Markup
On intl. spends
Welcome Bonus
1,000 CashPoints on card activation
Reward Rate
Effective Return5%
5% CashBack on Amazon, Flipkart, Myntra, Swiggy, Zomato; 1% on others
Key Benefits
5% cashback on top 10 shopping platforms
8 complimentary domestic lounge visits/year
1% cashback on all other spends
1 CashPoint = ₹1 on statement credit
Zero fuel surcharge at HPCL pumps
Card details verified 2026-04 from HDFC Bank official website. Fees and benefits may change. Always confirm before applying.
Fees & Charges
At a Glance
Lounge Access
8 domestic lounge visits/year
Fuel Surcharge
Waived at all pumps
Forex Markup
3.5% on intl. spends
Min. Income
₹7L/year
Last Verified
2026-04