Axis Bank
Axis Bank ACE Credit Card
CashbackDining
Best for: Bill payments & food delivery cashback
₹499
Annual Fee
Spend ₹2 lakh/year
5%
Effective Reward
Visa
Yes
Lounge Access
4 domestic lounge visits/year
3.5%
Forex Markup
On intl. spends
Welcome Bonus
500 EDGE Reward Points on first transaction within 30 days
Reward Rate
Effective Return5%
5% cashback on bill payments via Google Pay; 4% on Swiggy, Zomato, Ola; 2% on others
Key Benefits
5% cashback on all utility bill payments via Google Pay
4% cashback on Swiggy, Zomato, Ola, Bigbasket
4 complimentary domestic lounge visits/year
1% fuel surcharge waiver
No cap on cashback earning
Card details verified 2026-04 from Axis Bank official website. Fees and benefits may change. Always confirm before applying.
Fees & Charges
At a Glance
Lounge Access
4 domestic lounge visits/year
Fuel Surcharge
Waived at all pumps
Forex Markup
3.5% on intl. spends
Min. Income
₹3L/year
Last Verified
2026-04