About the desk
The Oquilia Editorial Desk is our in-house writing team covering personal finance, investing, insurance, and tax topics for Indian readers. Every article is researched against primary sources — SEBI circulars, IRDAI master circulars, RBI notifications, and Income Tax Act provisions — and reviewed by our finance specialists before publication. We do not accept advertising, affiliate fees, or sponsorships that influence our editorial positions.
How this desk verifies
- • Primary-source journalism
- • No paid placements
Areas of focus
The column
All articles by Oquilia Editorial
15 published articles across 1 practice area, A–Z.
Insurance (15)
- Board Accountability at Insurers: IRDAI's 2024 Master Circular on Corporate Governance
- IRDAI 2024 Expenses of Management and Commission Master Circular: How Insurer Cost Caps Shape Your Premium
- IRDAI 2024 Health Insurance Master Circular: Free-Look, Moratorium and 3-Hour Cashless Discharge Rights Explained
- IRDAI 2024 Policyholder Protection Master Circular: Two-Week Grievance Redressal and the Rs 5000/Day Ombudsman Penalty
- IRDAI Health Insurance Master Circular 2024: 3-Hour Cashless Discharge and the 60-Month Moratorium
- IRDAI Life Products Master Circular 2024: Surrender Values, ULIP Payouts and Mandatory Disclosures
- IRDAI Protection of Policyholders Interests, Operations and Allied Matters Regulations 2024: The New Consumer Rulebook
- No Premium, No Cover: Section 64VB and Why Your Policy Is Legally Void Until the Money Is Paid
- Nomination vs Will: Who Actually Receives Your Life Insurance Money Under Section 39
- Section 38 of the Insurance Act: Assigning or Transferring a Life Policy and When the Insurer Can Refuse
- Section 39 of the Insurance Act: How Nomination Works and Who Actually Gets Your Life-Cover Payout
- Section 47 of the Insurance Act: What Happens to Your Policy Payout When Claimants Dispute Each Other
- Section 64VB Explained: Why Your Insurance Cover Legally Begins Only When the Premium Is Received
- The 60-Month Moratorium: When Your Health Insurer Can No Longer Deny a Claim for Non-Disclosure
- When the Insurer Causes the Delay: The 2017 Supreme Court Ruling on Late Claims and Limitation Clauses
Editorial Policy
The deskadheres to Oquilia's editorial policy: all financial content is based on primary sources (SEBI, IRDAI, RBI, CBDT notifications), reviewed by a qualified specialist before publication, and dated with a visible "Last updated" timestamp. Oquilia does not accept paid placements, affiliate fees, or sponsorships that would influence editorial positions.