OE
38
Articles
1
Practice area
About the desk
The Oquilia Editorial Desk is our in-house writing team covering personal finance, investing, insurance, and tax topics for Indian readers. Every article is researched against primary sources — SEBI circulars, IRDAI master circulars, RBI notifications, and Income Tax Act provisions — and reviewed by our finance specialists before publication. We do not accept advertising, affiliate fees, or sponsorships that influence our editorial positions.
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- • Primary-source journalism
- • No paid placements
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The column
All articles by Oquilia Editorial
38 published articles across 1 practice area, A–Z.
Insurance (38)
- Board Accountability at Insurers: IRDAI's 2024 Master Circular on Corporate Governance
- From License to Registration: How the Sabka Bima Sabki Raksha Act Rewired Surveyor Rules
- From product caps to board-approved limits: IRDAI's 2024 Expenses of Management Master Circular
- How the IRDAI Consolidated Re-insurance Regulations 2024 Set the Order of Preference for Placing Indian Reinsurance Business
- How the IRDAI Regulatory Sandbox Regulations 2025 Let Insurers Test New Products and Insurtech in a Controlled Environment
- Inside IRDAI's Master Circular on Life Insurance Products: mandatory policy loans and a longer free-look
- Inside the IRDAI Actuarial, Finance and Investment Functions of Insurers Regulations 2024: Solvency and Investment Rules Consolidated
- IRDAI 2024 Expenses of Management and Commission Master Circular: How Insurer Cost Caps Shape Your Premium
- IRDAI 2024 Health Insurance Master Circular: Free-Look, Moratorium and 3-Hour Cashless Discharge Rights Explained
- IRDAI 2024 Policyholder Protection Master Circular: Two-Week Grievance Redressal and the Rs 5000/Day Ombudsman Penalty
- IRDAI Clarifies How Insurers Can Invest in Alternative Investment Funds Without Breaching Section 27E
- IRDAI Cracks Down on Insurer Delays That Were Stalling Your Ombudsman Complaint
- IRDAI Ends a 5-Year-Old Rule: Why Surveyors Can No Longer Freely Add Lines of Business to Claim Assessments
- IRDAI Forces Insurers to Publish 3 Years of Executive Pay Parameters in Plain Language
- IRDAI Lets Insurers Invest in New Development Bank Rs 25,000 Crore Maharajah INR Bonds
- IRDAI Life Insurance Products Master Circular 2024: Three-Year Revival Window and the 90% ULIP Illustration Rule
- IRDAI Life Products Master Circular 2024: Surrender Values, ULIP Payouts and Mandatory Disclosures
- IRDAI Master Circular on Submission of Returns: How Insurers Report to the Regulator Under 8 New 2024 Rules
- IRDAI Moves All Reinsurance Reporting Onto One Digital Platform: What Insurers Must File and When
- IRDAI Opens a New Investment Door: Insurers Can Now Buy AT1 Bonds and Tier 2 Capital of RBI-Regulated AIFIs
- IRDAI Orders Fast-Track Insurance Claims for Four Flood-Hit Assam Districts
- IRDAI Protection of Policyholders Interests, Operations and Allied Matters Regulations 2024: The New Consumer Rulebook
- IRDAI's 2024 Corporate Governance Master Circular: the board duties every insurer must meet
- IRDAI's 2024 Policyholders' Interests Regulations: one rulebook consolidating eight older regulations
- IRDAI's 2025 Insurance Fraud Monitoring Framework: Cyber-Age Fraud, the IIB Database and Insurer Duties
- IRDAI's Obligatory Cession Notification for FY 2026-27: How Much of Every General Insurance Policy Must Go to GIC Re
- No Premium, No Cover: Section 64VB and Why Your Policy Is Legally Void Until the Money Is Paid
- Nomination vs Will: Who Actually Receives Your Life Insurance Money Under Section 39
- Reading IRDAI's 2023-24 Annual Report: What Insurance Penetration and Density Reveal About India
- Saral Jeevan Bima Explained: The Standard Term Plan Every Life Insurer Must Sell Under IRDAI Rules
- Section 38 of the Insurance Act: Assigning or Transferring a Life Policy and When the Insurer Can Refuse
- Section 39 of the Insurance Act: How Nomination Works and Who Actually Gets Your Life-Cover Payout
- Section 47 of the Insurance Act: What Happens to Your Policy Payout When Claimants Dispute Each Other
- Section 64VB Explained: Why Your Insurance Cover Legally Begins Only When the Premium Is Received
- The 60-Month Moratorium: When Your Health Insurer Can No Longer Deny a Claim for Non-Disclosure
- When the Insurer Causes the Delay: The 2017 Supreme Court Ruling on Late Claims and Limitation Clauses
- Why IRDAI Ordered Every Insurer to Keep Branches Open on 31 March 2026
- Why IRDAI's Insurance Products Regulations 2024 changed how life-policy surrender value is calculated
Editorial Policy
The deskadheres to Oquilia's editorial policy: all financial content is based on primary sources (SEBI, IRDAI, RBI, CBDT notifications), reviewed by a qualified specialist before publication, and dated with a visible "Last updated" timestamp. Oquilia does not accept paid placements, affiliate fees, or sponsorships that would influence editorial positions.