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OCI Card news

The Overseas Citizen of India card gives foreign nationals of Indian origin, and foreign spouses of Indian citizens or OCI holders, a lifelong visa and the right to live and work in India.

33 storiesLatest 22 Oct 2026, 14:35 IST

  1. NRI

    Lending rupees to family in India: the 2026 rewrite of Regulation 6(B)(vi) on resident individuals borrowing from NRIs and OCI relatives

    RBI's 09 Feb 2026 FEMA 3(R) amendment lets resident individuals borrow INR from NRIs or OCI relatives: funding routes, NRO-only repayment, Section 195 TDS and DTAA caps.

  2. NRI

    NRIs and OCIs can now fund NPS from an NRO account: what RBI's June 2026 Mode of Payment (NDI) amendment says

    RBI's FEMA 395(4)/2026-RB of 13 June 2026 lets NRIs and OCIs pay NPS subscriptions from an NRO account. What it says on designated accounts, tax and repatriation.

  3. NRI

    Is a Child Born Abroad to Indian Parents an Indian Citizen? Citizenship by Descent and the Consulate Registration Rule

    A child born abroad to Indian parents is a citizen by descent only if the birth is registered at an Indian consulate within one year. What Section 4 says, and the tax and FEMA effects.

  4. NRI

    OCI Cardholder Rights Today: What the March 2021 MHA Notification Lets You Do and Where You Are Treated as a Foreigner

    The 4 March 2021 MHA notification sets what OCI cardholders can do: NRI parity for property (not agricultural), FEMA accounts and the USD 1 million repatriation cap, plus the India tax treatment.

  5. NRI

    NRI and OCI Investment in Indian Shares: Repatriation Basis vs Non-Repatriation Basis

    NRIs and OCIs can hold Indian listed shares on a repatriation or non-repatriation basis under RBI's Master Direction. How each route is taxed in India and abroad, and what you may repatriate.

  6. NRI

    OCI Card Explained: Lifelong Visa, NRI-Parity Benefits, and What Cardholders Still Cannot Do

    An OCI card gives a lifelong visa and NRI-parity financial rights, but it is not a tax status. How OCI holders are taxed in India, relieved by DTAA, and repatriate funds.

  7. NRI

    NRI, PIO or OCI? How FEMA Defines Your Status Before You Can Open an Indian Account

    The RBI's January 2025 FAQ defines an NRI as a person resident outside India who is an Indian citizen. Here is how FEMA status, not the day-count test, decides your NRE, NRO and FCNR(B) eligibility.

  8. NRI

    OCI Cardholder Status: The Lifelong Visa, NRI-Parity Benefits and the Rights It Does Not Grant

    An OCI card is registered under Section 7A of the Citizenship Act, 1955 and is not dual citizenship: a lifelong visa and NRI parity in money matters, but no vote, no public post, no farmland.

  9. NRI

    Are NRI Donations 'Foreign Contribution'? What FCRA Says Before You Give to an Indian NGO

    Whether an NRI donation to an Indian NGO is 'foreign contribution' under FCRA 2010 turns on citizenship, not residence. Here is what Section 2(1)(h), Section 11 and Rule 6A require.

  10. NRI

    NRI vs PIO vs OCI: What Each Status Really Means for Passport, Citizenship and Rights

    NRI, PIO and OCI are three legally distinct statuses under Indian law. We map how each affects your passport, voting rights, FEMA position, DTAA taxation and NRO repatriation limits.

  11. NRI

    What an OCI Card Actually Gives You: NRI Parity, Lifelong Visa and the Hard Limits

    An OCI card is a life-long visa and NRI parity - not citizenship or a tax status. How OCI cardholders are taxed in India, abroad, and the FEMA repatriation and agricultural-land limits.

  12. NRI

    OCI Card 2026: Who Qualifies, the Spouse Two-Year Rule, Fees and the Pakistan/Bangladesh Bar

    OCI card 2026 eligibility, the registered-marriage two-year spouse rule, the US$275 / Rs 15,000 fees, the Pakistan-Bangladesh ancestry bar, and how OCI status affects NRI tax and repatriation.

  13. NRI

    OCI Cardholder Status Explained: A Lifelong Visa for NRIs and People of Indian Origin, Not Indian Citizenship

    The OCI card is a lifelong visa under the Citizenship Act 1955, not Indian citizenship. How OCI status interacts with FEMA, DTAA rates, Indian TDS and NRO/NRE repatriation.

  14. NRI

    Property in India for NRIs and OCIs: What FEMA Allows You to Buy, Sell and Repatriate

    How FEMA 1999 and RBI Master Direction 12/2015-16 govern what NRIs and OCIs can buy, the Section 195 TDS on sale, DTAA capital-gains rights at 12.5%, and NRO/NRE repatriation limits.

  15. NRI

    OCI Cardholder Rights: What the Lifelong Visa Lets You Do in India, and the Limits That Remain

    An OCI card gives NRI-parity, a lifelong visa and FRRO exemption for USD 275, but not agricultural property or citizenship. How OCI cardholders are taxed and repatriate.

  16. NRI

    OCI Card Explained: Lifelong Visa, NRI-Parity Benefits and the Restrictions You Cannot Ignore

    An OCI card is a lifelong visa granting NRI parity for banking, investment and property, but it withholds voting, constitutional posts and farmland. Here is the full FEMA, tax and repatriation position.

  17. NRI

    NRIs and OCIs Cannot Buy Agricultural Land, Farmhouses or Plantation Property in India: The FEMA Rule

    Under RBI Master Direction 12/2015-16, NRIs and OCIs cannot buy agricultural land, farmhouses or plantation property in India - only inherit it. FEMA rules, tax and repatriation explained.

  18. NRI

    NRI and OCI Stock Investing: Repatriable PIS Route vs Non-Repatriable Domestic Route Under FEMA

    How NRIs and OCIs invest in listed Indian shares under FEMA: Schedule III PIS on a repatriation basis with 5% and 10% caps versus Schedule IV domestic non-repatriable holdings, plus tax and repatriation rules.

  19. NRI

    Buying and Selling Property in India as an NRI or OCI: What FEMA Permits Without RBI Approval

    An NRI or OCI can buy any Indian property except farmland without RBI approval. Here is the FEMA general permission, the 12.5% capital-gains tax, DTAA credit, and the two-property repatriation rule.

  20. NRI

    What an OCI card actually gets you: lifelong visa, NRI parity, and the rights it does NOT confer

    An OCI card grants a lifelong visa and near-total NRI parity but no vote, no passport and no farmland. Here is how your OCI-backed income is actually taxed in India and abroad.

  21. NRI

    Can an NRI or OCI buy property in India? The FEMA rules on what you can purchase and how you must pay

    NRIs and OCIs can buy residential and commercial property in India without RBI approval, but not agricultural land, and payment must move through Indian banking channels or NRE/NRO/FCNR accounts.

  22. NRI

    What an OCI Card Actually Gives You: NRI-Parity Rights, the Agricultural-Land Bar and Section 7B Limits

    An OCI card grants NRI-parity in finance and property under Section 7B of the Citizenship Act 1955 but bars agricultural land, voting and public office. Here is the full tax and repatriation picture.

  23. NRI

    NRI and OCI Stock Investing in India: Repatriable vs Non-Repatriable Routes Under the Foreign Investment Master Direction

    RBI Master Direction No. 11/2017-18 splits NRI and OCI equity investing into repatriable (Annex 3) and non-repatriable (Annex 4) routes. How each affects your NRE/NRO account, 12.5% LTCG and repatriation.

  24. NRI

    What Property NRIs and OCIs Can Buy in India: The FEMA Rule Barring Agricultural Land, Plantations and Farmhouses

    NRIs and OCIs may buy any Indian property except agricultural land, plantations and farmhouses under RBI Master Direction 12/2015-16. Here is the FEMA, tax and repatriation position.

  25. NRI

    NRI vs PIO vs OCI Cardholder: The Official Definitions and Why the Distinction Matters for Your Finances

    NRI, PIO and OCI are not interchangeable. The official MHA definitions decide your bank accounts, property rights and the USD 1 million repatriation cap, while Section 6 of the IT Act sets your tax.

  26. NRI

    Who Qualifies for an OCI Card: Eligibility, the Lifelong Visa, and the Pakistan/Bangladesh Ancestry Bar

    OCI card eligibility under Section 7A of the Citizenship Act 1955, the lifelong visa, the Pakistan/Bangladesh ancestry bar, plus the FEMA, tax and USD 1 million repatriation rules for cardholders.

  27. NRI

    What an NRI or OCI Can and Cannot Buy: FEMA Rules on Acquiring Immovable Property in India

    An NRI or OCI may buy any Indian property except agricultural land, plantation or a farm house. Here is the FEMA, capital-gains, DTAA and repatriation rulebook for 2026.

  28. Retirement

    Can You Still Open an NPS Account at 60? The Full 18-to-85 Eligibility Map for Residents, NRIs and OCIs

    PFRDA lets any Indian citizen aged 18 to 85 join NPS, with fresh entry up to 70 and deferment to 75. Here is the full eligibility map, withdrawal tax rules and a worked drawdown for late entrants.

  29. NRI

    Citizenship Act Section 9: Why Acquiring Foreign Passport Ends Indian Citizenship Automatically

    Section 9 of the Citizenship Act 1955 ends Indian citizenship automatically when you take a foreign passport. Here is how it rewrites your FEMA status, India tax, DTAA credit and repatriation rights.

  30. NRI

    OCI cardholder property rules under FEMA(NDI) Rules 2019: What you can and cannot buy

    OCI cardholders may buy residential and commercial property in India under the FEMA(NDI) Rules 2019, but never agricultural land, plantation, or farmhouse. The full tax, TDS and repatriation map.

  31. NRI

    NPS Tier 1 for NRIs: PFRDA framework, OCI eligibility, and the on-exit foreign citizenship rule

    NRIs and OCIs aged 18-70 can subscribe to NPS Tier 1 via eNPS, claim 80CCD deductions in the old regime, and face mandatory closure on foreign citizenship.

  32. NRI

    NRI vs PIO vs OCI: FEMA Definitions, Voting, Property Ownership and Banking Differences

    NRI, PIO and OCI diverge across FEMA, the Income-tax Act and the Citizenship Act. Here is what changed after MHAs 2015 merger and how OCI banking, voting and property rules now align.