Topic
Equity-linked savings schemes are equity mutual funds with a three-year lock-in whose investments qualify for deduction under Section 80C in the old tax regime.
16 storiesLatest 11 Oct 2026, 19:49 IST
Investing/
ELSS vs PPF for Section 80C: how ELSS's 3-year lock-in guarantees LTCG treatment, pairing a Rs 1.5 lakh deduction with the Rs 1.25 lakh LTCG exemption and a 12.5% cap.
Investing
SEBI's 6 October 2017 circular fixes an 80% equity floor and a 3-year lock-in for ELSS. How that compares with PPF, NSC and 5-year tax-saving deposits on the same Rs 1.5 lakh of 80C.
Investing
ELSS versus PPF for your Section 80C deduction: a three-year equity lock-in taxed at 12.5% LTCG against a 15-year PPF paying 7.1% tax-free. Which fits your risk profile and regime.
Tax
Section 80C gives old-regime taxpayers up to Rs 1,50,000 in deductions across EPF, PPF, ELSS and more. Here is what counts, how Section 80CCE caps it, and a worked Rs 46,800 saving.
Investing
AMFI's June 2026 data shows Rs 84.18 lakh crore in mutual fund AAUM. We compare ELSS and PPF on lock-in, returns and tax, with verified 2026 rates, to settle which fits which investor.
Investing
SEBI's 26 February 2026 categorization circular tightens the one-scheme-per-category rule. Here is how an equity SIP and a debt SIP compare after the 12.5% LTCG regime, and who should pick which.
Tax
Section 80C gives old-regime taxpayers a Rs 1,50,000 deduction for FY 2025-26. Here is how to build it with PPF, ELSS, EPF, insurance and tuition fees -- plus the mistakes CPC flags.
Investing
SEBI's 26 February 2026 mutual fund re-categorisation reopens the 2017 rulebook. We compare equity-oriented versus debt-oriented funds on post-tax returns under the 12.5% equity LTCG and slab-rate debt regime.
Investing
SEBI's 26 February 2026 rationalisation keeps ELSS an equity category with a 3-year lock-in. We compare ELSS vs PPF on Section 80C deductions, 12.5% LTCG tax and investor fit.
Investing
AMFI's monthly note tracks India's SIP boom. We compare SIP vs lumpsum for long-term equity wealth, with post-Budget-2024 LTCG at 12.5% above Rs 1.25 lakh and STCG at 20%.
Investing
ELSS or PPF for your Section 80C corpus? We run the 15-year post-tax IRR math: PPF's tax-free 7.1% versus ELSS at 12% with 12.5% LTCG under Section 112A.
Tax
ELSS carries the shortest lock-in of any Section 80C instrument at three years. Here is how the Rs 1.5 lakh deduction, the 12.5% LTCG exit tax and the old regime fit together for FY 2025-26.
Investing
PPF guarantees 7.1% tax-free; ELSS targets 12%+ pre-tax but loses 12.5% LTCG. We model Rs 1.5 lakh per year for 15 years to find the real winner for your 80C wallet.
Investing
ELSS at 12% pre-tax leaves about Rs 51 lakh after 12.5% LTCG; PPF at 7.1% finishes tax-free at Rs 40.4 lakh on Rs 1.5 lakh annual contributions over 15 years.
Investing
Side-by-side comparison of PPF (7.1%), ELSS (~14% CAGR) and NPS for FY 2025-26 — old vs new regime deductions, 20-year post-tax corpus, and which investor profile each product actually serves.
Tax
With Rs 1.5 lakh available under Section 80C and an additional Rs 50,000 under 80CCD(1B), investors face a three-way choice between ELSS, PPF, and NPS. This comparison breaks down returns, lock-in periods, and tax treatment for FY 2026-27.
