IDFC FIRST Bank
IDFC FIRST Wealth Credit Card
Lifetime FreeTravelPremium
Best for: Travel with zero annual fee & zero forex fee
₹0
Annual Fee
Lifetime free
1.5%
Effective Reward
Visa
Yes
Lounge Access
Unlimited domestic + 4 international/year
0%
Forex Markup
Zero forex fee
Reward Rate
Effective Return1.5%
6X rewards on online spends; 3X on offline; 10X on travel via portal
Key Benefits
Lifetime free — zero joining & annual fee
Unlimited domestic airport lounge access
4 international lounge visits/year via Priority Pass
Zero forex markup on international transactions
Rewards never expire
Welcome Bonus
₹500 cashback on first spend
Card details verified 2026-04 from IDFC FIRST Bank official website. Fees and benefits may change. Always confirm before applying.
Fees & Charges
At a Glance
Lounge Access
Unlimited domestic + 4 international/year
Fuel Surcharge
Waived at all pumps
Forex Markup
Zero forex fee
Min. Income
₹12L/year
Last Verified
2026-04